Knowledgeable Subrogation Representation
If a health care plan is self-funded, the employer assumes the risk of providing health care insurance to its employees. These plans have a certain amount of freedom as to the types of benefits offered and levels of coverage, and the restrictions and obligations they can place on plan participants. ERISA attempts to allow for seamless administration of national self-funded plans but its application is in fact very jurisdictionally specific. Laffey & Associates has the experience and knowledge to assist self-funded plans with maximizing their recoveries.
In connection with Other Party Liability Inc. (OPL), Laffey & Associates P.C. pursues subrogation on ERISA claims on behalf of employers and insurance companies. OPL is composed of highly skilled attorneys who work hard to resolve cases outside the courtroom. When a trial is necessary, however, the group draws on its extensive litigation experience in both state and federal courts.
Extensive Nationwide Subrogation Knowledge
Each state has different laws regarding subrogation. Determining whether a self-funded plan or insurance company is entitled to subrogation is challenging, as it depends on the state in which the dispute arises and the nature of the claim. When the party initially paying the loss is a self-funded employer plan, the process becomes even more difficult.
OPL has experience working on behalf of clients in all 50 states and has detailed knowledge of the state-specific subrogation rules. Its lawyers will determine subrogation eligibility and diligently pursue subrogation action to support your Plan provisions and the business' bottom line.
Proven Subrogation Services
Self-funded employer plans are allowed to create their own health plan language. Incorporating aggressive subrogation rights directly into the plan language can allow for greater benefits. OPL has extensive experience:
- Drafting plan language to give your business maximum subrogation rights
- Reviewing existing plan language to locate and remedy potential problems
Subrogation Administration With a Reputation for Success
To discuss how OPL can assist your business with a self-funded employer health care plan subrogation action, contact the organization online or call its office locally at 412-489-0328 or toll free at 888-540-4816.
